|
|
|
|
|
|
PROPERTY TYPES
Multi-family & Commercial |
PROPERTY TYPES
Multi-family & Commercial |
PROPERTY TYPES
Multi-family & Commercial |
PROPERTY TYPES
Multi-family & Commercial |
PROPERTY TYPES
Multi-family only |
PROPERTY TYPES
Multifamily and Commercial
|
FINANCING
SIZE
$100,000 - $1,000,000 |
FINANCING
SIZE
$1,000,000 - $2,000,000 |
FINANCING
SIZE
$100,000 - $1,500,000 |
FINANCING
SIZE
$1,000,000 - $3,000,000 |
FINANCING
SIZE
$1,000,000 - $3,000,000 |
FINANCING
SIZE
$200,000 -
$2MM |
TERMS
1, 2, 5, 7, 10yrs and fully fixed |
TERMS
3yrs fixed (other options avail.) |
TERMS
6mo. Adj., 2, 3, 7yrs, fixed, and declining fixed rate |
TERMS
2, 3, 5, 7, 10yrs and fully fixed |
TERMS
3, 5, 7,and 10yrs fixed
|
TERMS
6 mo. Adj,1, 2, 3 and 5 years fixed
|
AMORTIZATION
15,20,25, or 30yrs |
AMORTIZATION
Fully amortizing over 30 yrs |
AMORTIZATION
15,20 & 30yrs |
AMORTIZATION
Fully amortizing over 30 yrs |
AMORTIZATION
Fully amortizing over 30 yrs |
AMORTIZATION
30 years
|
LOAN TO VALUE RATIO
Up to 85%
(Up to 90%CLTV) |
LOAN TO VALUE RATIO
Up To 80%
(Up to 90%CLTV) |
LOAN TO VALUE RATIO
Up to 97%
|
LOAN TO VALUE RATIO
Up to 80%
(Up to 95%CLTV) |
LOAN TO VALUE RATIO
Up to 80%
(Up to 95%CLTV) |
LOAN TO VALUE RATIO
Up to 80%
(up to 90%CLTV)
|
DCR
Stated (Available) |
DCR
1.20x |
DCR
1.20x |
DCR
1.20x |
DCR
1.20x
|
DCR
1.20x
|
PREPAYMENT
Typically
5% for 5 years with Interest guaranty |
PREPAYMENT
Interest Guaranty plus 3% during fixed term |
PREPAYMENT
Typically 5% for 5 years |
PREPAYMENT
Typically 5% during fixed term |
PREPAYMENT
Typically 5% during fixed term |
PREPAYMENT
Typically 5% for
5 years
|
NATIONWIDE PROGRAM
Yes |
NATIONWIDE PROGRAM
Yes |
NATIONWIDE PROGRAM
Yes |
NATIONWIDE PROGRAM
Yes |
NATIONWIDE PROGRAM
Yes |
NATIONWIDE PROGRAM
FL, PA, WA, MD, VA, IL, TX
|
LENDER FEES
Origination
1%
Processing
$750
Underwriting
$1500
|
LENDER FEES
Origination
1%
Processing
$1500
Underwriting
$3250 |
LENDER FEES
Origination
1%
Processing
$750
Underwriting
$1500 |
LENDER FEES
Origination
1%
Processing
$1500
Underwriting
$3250 |
LENDER FEES
Origination
0%
Processing
$1500
Underwriting
$3250 |
LENDER FEES
Origination
Typically 3.5-5%
Processing
$1500
Underwriting
$3250
|