Metwest Programs

  • Stated Income/Stated Assets Underwriting

  • Loans from $100,000 to $1MM

  • A self-employed borrower with low or negative 1040's

  • Financing in the name of Corporations, LLC & Trust

  • Refinancing and cash out with no seasoning

  • Form 4506 not required

  • 10% down payment is not verified or sourced

  • Seller second mortgages allowed

  • Inherited Properties OK (with unlimited cash out)

  • Environmental issue property types are OK

  • Unusual properties OK
  • Loans from $100K to $1.5M

  • Bankable borrower's required

  • Purchase, Refinance, & Unrestricted Cash Out
    Refinancing

  • Owner occupied and investor

  • Up to 90% LTV for Tier 1 & 2 Properties

  • Seller financing permitted up to 95% CLTV

  • All types of entities considered

  • Full Documentation